Prescription History / Antidepressants
Antidepressants: final expense insurance fast facts
e.g., Zoloft, Lexapro, Wellbutrin
About as common a prescription as carriers see — rarely a barrier on its own.
Depression and anxiety show up constantly in these files, and most carriers treat a stable prescription as routine, not a warning sign. Stability is what actually carries weight: time on the medication, any recent dosage changes, any history of hospitalization. Long-standing and well-managed, and it's usually a non-issue.
Fine print
No industry-wide standard here — one carrier's yellow flag is another's non-issue. Doesn't change the play either way: disclose fully, every time. Verification happens in the background whether you mention it or not, and getting caught in a gap later is what actually costs a payout.